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Post by alanwalker on Dec 28, 2017 8:47:04 GMT
Hello All, We just received our renewal for Blue Cross of NC and pleasantly surprised at only a 7% increase. Since Obamacare went into effect, our rates have been as follows, 2 adults, HSA plan, $5000 deductible each (plan remains unchanged and grandfathered): 2013 $507 2014 $675 2015 $879 2016 $960 2017 $1079 2018 $1154 As you can see, the big jump was 2014 to 2015 and my costs have more than doubled in 5 years, an average on around 14.5% per year. In 2017 we both met our deductible so my overall out of pocket cost was $22,948. I know my wife will hit her deductible because of some health issues and I may spend up to $2000 of my deductible. That makes 2018's cost around $20,848 or so. Back in 2013 our total was around $12,000. Just curious what other's have experienced. Our grandfathered plan beats the exchange (both in costs and providers) and we don't qualify for subsidies. Thanks Also you can check this 2d animation
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